Checking Accounts
Your checking account shouldn't come at a cost. At OE Federal, we offer you a host of benefits, including 60,000 surcharge-less ATMs. Choose a credit union that works with you rather than against you, and start enjoying painless money management.
- Direct deposit
- Online banking and online bill pay
- 24/7 phone service
- Mobile banking
- 5,000 shared branch locations
Checking
MINIMUM INITIAL DEPOSIT: $20
ACCOUNT TYPE | STANDARD ACCOUNTS (APY) | MINIMUM TO EARN DIVIDEND | COMPOUNDING PERIOD |
Checking | 0.10% | $2,500 | Monthly |
Checking | 0.10% | $10,000 | Monthly |
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information. <ahttps://oefederal.bloomcudev.com/fee-schedule”> Payment Details
Information accurate as of July 17, 2017
Business Checking
MINIMUM INITIAL DEPOSIT: $20
ACCOUNT TYPE | STANDARD ACCOUNTS (APY) | MINIMUM TO EARN DIVIDEND | COMPOUNDING PERIOD |
Business Checking | 0.10% | $2,500 | Monthly |
Business Checking | 0.10% | $10,000 | Monthly |
Information accurate as of July 17, 2017.
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
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Youth Checking
Learn MoreChecking
MINIMUM INITIAL DEPOSIT: $20
ACCOUNT TYPE | STANDARD ACCOUNTS (APY) | MINIMUM TO EARN DIVIDEND | COMPOUNDING PERIOD |
Checking | 0.10% | $2,500 | Monthly |
Checking | 0.10% | $10,000 | Monthly |
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information. <ahttps://oefederal.bloomcudev.com/fee-schedule”> Payment Details
Information accurate as of July 17, 2017
Business Checking
MINIMUM INITIAL DEPOSIT: $20
ACCOUNT TYPE | STANDARD ACCOUNTS (APY) | MINIMUM TO EARN DIVIDEND | COMPOUNDING PERIOD |
Business Checking | 0.10% | $2,500 | Monthly |
Business Checking | 0.10% | $10,000 | Monthly |
Information accurate as of July 17, 2017.
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Checking & Money Market Accounts Fees
Returned Deposit Item | $25.00 |
Non-Sufficient Funds | $25.00 |
Courtesy Pay Overdraft | $25.00 |
Stop Payment | $20.00 |
Check Copy in excess of 2 per month | $3.00 |
Overdraft Protection Transfer | $3.00 |
Check Printing (minimum) | $12.00 |
Cleared Money Market Check in excess of 6 per month | $15.00 |
Frequently Asked Questions
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Is there a monthly fee?
No. Fees related to the checking account are Returned Deposited Item $25.00, Non-Sufficient Funds $25.00, Courtesy Pay Overdraft $25.00, Stop Payment $25.00, Overdraft Protection Transfer $3.00.
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What are the benefits?
Direct deposit, online banking, online bill pay and 24/7 phone service. There is also a Visa Debit Card to access funds, as well as Mobile access with Mobile Deposit and Account Transfers. In addition, you will have access to over 60,000 surcharge-free ATMs nationwide with the CO-OP and Allpoint ATM Networks. Dividends are earned after a minimum balance of $2,500.
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Is there a minimum balance?
You will need $20.00 to establish the account.