VISA® Credit Cards
Visa® Credit Cards
Whether you're looking for more rewards, greater flexibility, better security, or lower interest rates, OE Federal has the perfect Visa for your needs. And depending on your circumstances, you could be eligible for more than one! Our options include: VISA® STEEL, VISA® STEEL Rewards, VISA® STEEL Secured, and VISA® STEEL Secured Rewards.
- No annual fees
- Emergency card replacement
- Zero fraud liability
- 25 day grace period
- 24/7 online and mobile banking
Visa Credit Cards
| LOAN TYPE | ANNUAL FEE | MAXIMUM AMOUNT | ANNUAL PERCENTAGE RATE - VARIABLE |
| VISA® STEEL | None | $25,000 | 0% Intro for first 6 months, 9.98% to 17.98% thereafter* |
| VISA® STEEL Rewards | None | $25,000 | 12.98% to 17.98% |
| VISA® STEEL Secured | None | $25,000 | 0% Intro for first 6 months, 6.98% thereafter* |
| VISA® STEEL Secured Rewards | None | $25,000 | 9.98% |
*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
Information accurate as of July 1, 2017
Related Products and Services
Visa Credit Cards
| LOAN TYPE | ANNUAL FEE | MAXIMUM AMOUNT | ANNUAL PERCENTAGE RATE - VARIABLE |
| VISA® STEEL | None | $25,000 | 0% Intro for first 6 months, 9.98% to 17.98% thereafter* |
| VISA® STEEL Rewards | None | $25,000 | 12.98% to 17.98% |
| VISA® STEEL Secured | None | $25,000 | 0% Intro for first 6 months, 6.98% thereafter* |
| VISA® STEEL Secured Rewards | None | $25,000 | 9.98% |
*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
Information accurate as of July 1, 2017
Credit Cards & Check Cards Fees
| ATM/Debit Card Withdrawals at Non-Allpoint or CO-OP Network ATMs | $1.00 |
| Late Fee (If payment is received 11 or more days past the Payment Due Date) | $20.00 |
| Returned Check/Payment | $25.00 |
| Check Card Courtesy Pay Overdraft | $25.00 |
| ATM Deposit Error | $7.50 |
| Sales Draft Copy | $10.00 |
| Convenience Check Copy | No Fee |
| Pay-by-Phone (Non-OE Federal Cash Advance) | $10 per $1,000.00 increments |
| VISA® Currency Conversion | 1% of transaction |
Frequently Asked Questions
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How do I activate my card?
To activate your card, please call 800.992.3808
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What should I do if my card is lost or stolen?
If your Visa card is lost or stolen, please contact us immediately by calling (844) 665-5275.
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Do you have an after hours number?
For assistance after normal business hours regarding Visa transactions (debit and credit card), dial (844) 665-5275.
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What should I do if I'm planning to travel?
If you plan on traveling to another country, let us know when and where you’re going. OE Federal takes the safety of your account seriously, and any unusual or suspicious purchases may be declined by our fraud detection system. Notify the Credit Union so we can make sure your trip goes off without a hitch. Contact us at (800) 877-4444.