Visa Debit Card EMV
The EMV Chip card works just like any other debit card, but with an added layer of fraud protection. The chip creates a one-time unique transaction code every time you use it to keep hackers and identity thieves off your back. Use your card with the chip activated terminal at millions of locations, or just swipe it like a regular debit card.
- Fraud protection
- More secure than a standard debit card
- Use it at millions of locations
- Also works as a "swiping" card
- Fast delivery
Visa Credit Cards
LOAN TYPE | ANNUAL FEE | MAXIMUM AMOUNT | ANNUAL PERCENTAGE RATE - VARIABLE |
VISA® STEEL | None | $25,000 | 0% Intro for first 6 months, 9.98% to 17.98% thereafter* |
VISA® STEEL Rewards | None | $25,000 | 12.98% to 17.98% |
VISA® STEEL Secured | None | $25,000 | 0% Intro for first 6 months, 6.98% thereafter* |
VISA® STEEL Secured Rewards | None | $25,000 | 9.98% |
*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
Information accurate as of July 1, 2017
Related Products and Services
Visa Credit Cards
LOAN TYPE | ANNUAL FEE | MAXIMUM AMOUNT | ANNUAL PERCENTAGE RATE - VARIABLE |
VISA® STEEL | None | $25,000 | 0% Intro for first 6 months, 9.98% to 17.98% thereafter* |
VISA® STEEL Rewards | None | $25,000 | 12.98% to 17.98% |
VISA® STEEL Secured | None | $25,000 | 0% Intro for first 6 months, 6.98% thereafter* |
VISA® STEEL Secured Rewards | None | $25,000 | 9.98% |
*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
Information accurate as of July 1, 2017
Credit Cards & Check Cards Fees
ATM/Debit Card Withdrawals at Non-Allpoint or CO-OP Network ATMs | $1.00 |
Late Fee (If payment is received 11 or more days past the Payment Due Date) | $20.00 |
Returned Check/Payment | $25.00 |
Check Card Courtesy Pay Overdraft | $25.00 |
ATM Deposit Error | $7.50 |
Sales Draft Copy | $10.00 |
Convenience Check Copy | No Fee |
Pay-by-Phone (Non-OE Federal Cash Advance) | $10 per $1,000.00 increments |
VISA® Currency Conversion | 1% of transaction |