New Vehicles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 2.24% to 14.49% |
49-60 months (4) | 2.74% to 15.24% |
61-72 months (5) | 2.99% to 15.74% |
73-84 months (6) | 3.24% to 16.24% |
LOAN TYPE
Current or prior calendar year with less than 7,500 miles
MAXIMUM AMOUNT
Up to 115% or up to 125% (for well-qualified borrowers) of dealer MSRP (or invoice if MSRP is not available) not to exceed documented purchase price. Includes sales tax, license fee, and GAP.
Loan Payment Example: $21.80 per month per $1,000 borrowed at 2.24% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Used Vehicles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 2.24% to 14.49% |
49-60 months (4) | 2.74% to 15.24% |
61-72 months (5) | 2.99% to 15.74% |
73-84 months (6) | 3.24% to 16.24% |
LOAN TYPE
10 model years or newer only (200,000 miles or more for a 60-month term)
MAXIMUM AMOUNT
Up to 115% or up to 125% (for well-qualified borrowers) of KBB “retail” value (no like book values accepted). Not to exceed documented purchase price. Includes sales tax, license fee and GAP.
Loan Payment Example: $21.80 per month per $1,000 borrowed at 2.24% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
New Recreational Vehicles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 3.49% to 11.99% |
49-60 months (4) | 3.49% to 11.99% |
61-72 months (5) | 3.49% to 12.49% |
73-84 months (6) | 3.49% to 12.74% |
85-120 months (7) | 3.74% to 14.99% |
121-180 months (8) | 3.99% to 14.99% |
181-240 months (9) | 3.99% to 5.49% |
MAXIMUM AMOUNT
Up to 100% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax.
Maximum Loan Amount: $200,000
Maximum Term: 240 MO with a minimum FICO of 660
Loan Amounts $100,000 or Greater: 20% down payment is required
Purchases or Refinances: For LTV between 80.01%-90% or 10% down payment (-.25% discount) For LTV less than 80% or 20% down payment (-.50% discount)
Loan Payment Example: $22.39 per month per $1,000 borrowed at 3.49% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000 | (7) Minimum loan amount $25,000 | (8) Minimum loan amount $50,000 | (9) Minimum loan amount $100,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Used Recreational Vehicles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 3.49% to 11.99% |
49-60 months (4) | 3.49% to 11.99% |
61-72 months (5) | 3.49% to 12.49% |
73-84 months (6) | 3.49% to 12.74% |
85-120 months (7) | 3.74% to 14.99% |
121-180 months (8) | 3.99% to 14.99% |
181-240 months (9) | 3.99% to 5.49% |
LOAN TYPE
10 model years or newer
MAXIMUM AMOUNT
Up to 100% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax.
Maximum Loan Amount: $200,000
Maximum Term: 240 MO with a minimum FICO of 660
Loan Amounts $100,000 or Greater: 20% down payment is required
Purchases or Refinances: For LTV between 80.01%-90% or 10% down payment (-.25% discount) For LTV less than 80% or 20% down payment (-.50% discount)
Loan Payment Example: $22.39 per month per $1,000 borrowed at 3.49% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000 | (7) Minimum loan amount $25,000 | (8) Minimum loan amount $50,000 | (9) Minimum loan amount $100,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Personal Loans [Secured]
LOAN TYPE | MAXIMUM AMOUNT | MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
Savings Secured | $50,000 | 60 Months | 3.00% |
Certificate | $50,000 | 60 Months | 3.00% Above Certificate Rate |
Double Dollars | $10,000 | 60 Months | 10.50% |
LOAN TYPE
Savings Secured, Certificate, Double Dollars
MAXIMUM AMOUNT
$50,000, $50,000, $10,000
Loan Payment Example:
Savings Secured: $17.97 per month per $1,000 borrowed at 3.00% APR for 60 months
Certificate: $17.97 per month $1,000 borrowed at 3.00% APR for 60 months
Double Dollar: $21.49 per month per $1,000 borrowed at 10.50% APR for 60 months
Information accurate as of July 27, 2017
Personal Loans [Unsecured]
LOAN TYPE | MAXIMUM AMOUNT | MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
Signature | $10,000 | 60 months | 9.24% to 17.99% |
Quick Loans | $3,000 | 12 months | 9.25% |
LOAN TYPE
Signature, Quick Loans
MAXIMUM AMOUNT
$10,000, $3,000
Loan Payment Example:
Signature: $21.24 per month per $1,000 borrowed at 9.99% APR for 60 months
Quick Loan: $87.57 per month per $1,000 borrowed at 9.25% APR for 12 months
Information accurate as of July 27, 2017
Visa Credit Cards
LOAN TYPE | ANNUAL FEE | MAXIMUM AMOUNT | ANNUAL PERCENTAGE RATE - VARIABLE |
VISA® STEEL | None | $25,000 | 0% Intro for first 6 months, 9.98% to 17.98% thereafter* |
VISA® STEEL Rewards | None | $25,000 | 12.98% to 17.98% |
VISA® STEEL Secured | None | $25,000 | 0% Intro for first 6 months, 6.98% thereafter* |
VISA® STEEL Secured Rewards | None | $25,000 | 9.98% |
*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
Information accurate as of July 1, 2017
New Motorcycles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-36 months (2) | 3.99% to 17.99% |
37-60 months (4) | 4.49% to 17.99% |
61-72 months (5) | 4.99% to 17.99% |
73-84 months (6) | 5.49% to 17.99% |
LOAN TYPE
Current or prior calendar year with less than 7,500 miles
MAXIMUM AMOUNT
Up to 100% of Clean Retail Value or MSRP. Includes license fee, warranty and sales tax.
Loan Payment Example: $29.63 per month per $1,000 borrowed at 3.99% APR for 36 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Used Motorcycles (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-36 months (2) | 4.24% to 17.99% |
37-60 months (4) | 4.74% to 17.99% |
61-72 months (5) | 5.24% to 17.99% |
73-84 months (6) | 5.74% to 17.99% |
LOAN TYPE
10 model years or newer only
MAXIMUM AMOUNT
Up to 100% of Clean Retail Value or MSRP. Includes license fee, warranty and sales tax.
Loan Payment Example: $29.63 per month per $1,000 borrowed at 4.24% APR for 36 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
New Boats (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 4.74% to 17.99% |
49-60 months (4) | 5.24% to 17.99% |
61-72 months (5) | 5.74% to 17.99% |
73-84 months (6) | 6.24% to 17.99% |
85-120 months (7) | 6.49% to 17.99% |
121-180 months (8) | 6.74% to 17.99% |
MAXIMUM AMOUNT
Up to 100% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax.
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000 | (7) Minimum loan amount $25,000 | (8) Minimum loan amount $50,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Used Boats (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months (2) | 4.74% to 17.99% |
49-60 months (4) | 5.24% to 17.99% |
61-72 months (5) | 5.74% to 17.99% |
73-84 months (6) | 6.24% to 17.99% |
85-120 months (7) | 6.49% to 17.99% |
121-180 months (8) | 6.74% to 17.99% |
LOAN TYPE
10 model years or newer
MAXIMUM AMOUNT
Up to 100% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax.
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000 | (7) Minimum loan amount $25,000 | (8) Minimum loan amount $50,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Other Collateral (New) (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-36 months (2) | 5.83% to 16.99% |
37-60 months (4) | 6.58% to 17.74% |
61-72 months (5) | 6.83% to 17.99% |
73-84 months (6) | 7.08% to 17.99% |
LOAN TYPE
Personal watercraft, Dirt Bikes, and Off-Road Vehicles such as ATV’s.
MAXIMUM AMOUNT
Up to 90% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax. Maximum Loan: $25,000
Loan Payment Example: $30.34 per month per $1,000 borrowed at 5.83% APR for 36 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Other Collateral (Used) (¥)
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-36 months (2) | 6.83% to 17.99% |
37-60 months (4) | 7.58% to 17.99% |
61-72 months (5) | 7.83% to 17.99% |
73-84 months (6) | 8.08% to 17.99% |
LOAN TYPE
Personal watercraft, Dirt Bikes, and Off-Road Vehicles such as ATV’s.
MAXIMUM AMOUNT
Up to 90% of Dealer MSRP (NADA clean retail value if MSRP is not available), not to exceed documented purchase price. Includes license fee, warranty, and sales tax. Maximum Loan: $25,000
Loan Payment Example: $30.80 per month per $1,000 borrowed at 6.83% APR for 36 months
(¥) Lowest rate reflects a 0.500% discount for 20% down payment.
(2) Minimum loan amount $2,500 | (4) Minimum loan amount $7,500 | (5) Minimum loan amount $10,000 | (6) Minimum loan amount $15,000
*All rates and terms are dependent on credit worthiness.
Information accurate as of July 10, 2017
Home Loan Rates
LOAN TYPES | INTEREST RATE | DISCOUNT POINTS | APR | MONTHLY MORTGAGE PAYMENT (P&I) | RATE AND PAYMENT DETAILS |
10 - Year Fixed | 2.875% | 0 | 3.399% | $959.85 | Payment Details |
15 - Year Fixed | 3.250% | 0 | 3.614% | $702.67 | Payment Details |
20 - Year Fixed | 4.125% | 0 | 4.416% | $612.59 | Payment Details |
30 - Year Fixed | 4.125% | 0 | 4.336% | $484.65 | Payment Details |
15 - Year High Balance | 3.375% | 0 | 3.458% | $3,402.05 | Payment Details |
30 - Year High Balance | 4.500% | 0 | 4.548% | $2,432.09 | Payment Details |
5/1 Year ARM | 3.125% | 0 | 4.103% | $428.38 | Payment Details |
7/1 Year ARM | 3.375% | 0 | 4.106% | $442.10 | Payment Details |
10/1 Year ARM | 3.625% | 0 | 4.116% | $456.06 | Payment Details |
Home Equity Line of Credit (2 in 1 Product) | 4.250% | 0 | 4.250% | $354.17 | Payment Details |
Rates are based on the following assumptions:
Conventional Loans: $100,000 loan amount and 20% down payment (net equity).
High Balance Loans: $480,000 loan amount and 20% down payment
Jumbo Loans: $636,150 loan amount and 20% down payment (net equity).
Note that the rates and/or fees may be higher based upon your credit score.
Home Equity Line of Credit: $100,000
Information accurate as of July 10, 2017
Adjustable Rate Line of Credit
LOAN TYPE | MAXIMUM AMOUNT | MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
Home Equity | $250,000 | 10-year draw period, 20-year repayment period after last draw. Possible 30-year maximum term. | Prime Rate |
Information accurate as of July 10, 2017
Fixed Rate Conversion Options
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
5 years | 3.875% |
10 years | 4.875% |
15 years | 5.125% |
20 years | 5.625% |
Our Home Equity FlexLOC* is a variable-rate home equity line of credit that allows you to take your entire balance or a portion of your balance and lock it in at a fixed-rate. That means you can spend your money, how you want.
Maximum Amount: $250,000
Rates are based on the following assumptions:
A combined loan-to-value of 80% or less and a credit score indicative of an excellent credit record.
Note that the rates and/or fees may be higher based upon your credit score and appraised value.
APR = Annual Percentage Rate. A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444.
Information accurate as of July 10, 2017